A FAMILY AFFAIR

don't cause card owners any problems; they'll get back everything from the banks, right down to the last penny if they ask for it. Instead, our government should feel guilty about the fact that teenagers are becoming embezzlers at such a young age.

Golubov was rationalising the trade as most carders do: the banks will always pick up the tab, and so ordinary people remain unaffected. Such sentimental, populist twaddle conveniently overlooks how banks pass on the costs of fraud to their customers, and so the carders are having a direct and negative effect on the ordinary people for whom Script showed apparent concern.

Nonetheless, his point regarding the government not giving a damn about how large numbers of teenagers were turning to crime is near the mark. Ukraine was little more than a mafia state and its leading politicians and businessmen were setting an appalling example, one that Script proved adept at following.

Set against this backdrop, Script believed that CarderPlanet would be able to furnish him with sufficient funds to enter into the bigger league of Ukrainian business. He was nothing if not ambitious. What could possibly go wrong?